Free educational tools for Texas home buyers · Identify federal, state, and local homeownership assistance programs you may qualify for. Educational information only — not a loan offer or guarantee of eligibility.
See how the $140,000 ISD homestead exemption, age/disability exemptions, and disabled veteran exemptions cut your Texas property tax bill.
Your inputs
Estimated annual property tax
$5,121
~$427/mo escrow
School district portion
$2,195
1.04%
County + city + other
$2,926
1.04%
Tax without exemptions
$7,315
Annual savings from exemptions
$2,194
File your homestead: The exemption is not automatic. File Form 50-114 with your county appraisal district. Texas allows a partial-year homestead, so you can file as soon as you own and occupy the home, and late applications are accepted for up to two years after the delinquency date. It’s free, and the savings recur every year you live in the home.
Effective rates are county averages; actual rates depend on ISD, city, MUD, PID, and emergency service districts. Over-65 and disabled exemptions also freeze your school tax bill. 100% disabled veterans qualify for a full primary residence exemption.
Your next step
Turn this into a plan
Step 1 · 30 seconds
See which programs you may qualify for
Four questions surface the federal, Texas state, county, and city programs that fit your situation. No credit pull, no email required.
