Texas home buyer programs, stacked and explained.
The independent guide to grants, down-payment assistance, tax credits, and negotiation tactics most Texas buyers never hear about - until after closing.
- Programs
- 80+
- TX Counties
- 254
- Always
- Free
- Stackable
- $50K+
Eight focused sections. No endless scroll.
Each lives on its own page so you can jump straight to what you need.
Programs
80+ federal, state, county, and city programs.
Eligibility Quiz
30 seconds. No credit pull, no email.
Education
16 chapters on the buying process and stacking.
Calculators
15 Texas-specific buyer tools.
Guides & Scripts
Glossary, document checklists, concession scripts.
How to Stack
The 5-layer Texas Savings Cake explained.
Example Scenarios
Illustrative Texas program stacks by county.
Hidden Savings
36 negotiation tactics buyers miss.
The 31-page Texas Buyer Playbook.
A comprehensive walk-through of federal, Texas state, county, and city assistance programs — with the typical stacking order, the income caps, the common pitfalls, and the questions to ask before you sign anything. Built for Texas first-time buyers. Read it in one sitting.
- Side-by-side TSAHC vs TDHCA comparison
- MCC tax-credit walkthrough with a worked example
- City-by-city DPA caps for Houston, Dallas, Austin, San Antonio, Fort Worth
- The 5-layer Texas Savings Cake — diagrammed
Your closing cost is a draft, not a destiny.
Explore Texas home buyer programs you may qualify for — before you sign a contract.