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Free educational tools for Texas home buyers · Identify federal, state, and local homeownership assistance programs you may qualify for. Educational information only — not a loan offer or guarantee of eligibility.

Dallas · Tarrant · Parker · Denton

Find DFW homes — and the 2026 down payment programs that may fit them

Get a free program review from a local TREC-licensed REALTOR®, then start your home search. Many programs offer up to 5% of the loan amount, and some city programs offer more.

  • Free — no cost to you
  • No credit pull, no obligation
  • One local agent, not a call center
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Cody Lightner

REALTOR® · Monument Realty · U.S. Air Force veteran

TREC Licensed #0858888817-755-1887

TREC-licensed partners only · No obligation · We never sell your info

Free · No credit pull · No obligation

How it works

  1. 1

    Tell us your county & timeline

    30 seconds. No credit pull.

  2. 2

    Get your DFW program review

    Cody walks through programs that may fit — city, county, and statewide.

  3. 3

    Search homes that fit your plan

    Browse DFW listings on SearchHomesDFW.com.

Programs by DFW county

Dallas County

Dallas DHAP (via BCL of Texas) up to $50K–$60K — intake paused during 2026 transition.

Tarrant County

Fort Worth HAP up to $25K inside city limits.

Denton County

TDHCA My First Texas Home + 15% MCC; TSAHC Heroes.

Parker County

USDA zero-down in eligible rural areas; TDHCA & TSAHC.

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Independent service disclaimer: BluebonnetBuyer is an independent consumer information platform. We are not a mortgage lender, mortgage broker, real estate brokerage, law firm, or tax advisor. Information provided is for educational purposes only and is not mortgage, legal, tax, financial, insurance, or real-estate advice. Consumers should consult appropriately licensed professionals regarding their specific circumstances before making any financial or real-estate decision.

We do not originate, fund, underwrite, or service loans; we do not negotiate offers or contracts on your behalf; we do not represent buyers or sellers; and we do not recommend or endorse one professional over another. Calculator outputs and program information are illustrative estimates only — not loan offers, pre-approvals, rate locks, quotes, appraisals, commitments to lend, or guarantees of program eligibility, funding availability, or savings. Actual results depend on your individual circumstances, lender underwriting, and program rules in effect at the time of application.

Program information disclaimer: Down-payment assistance, MCC tax credits, grants, bond programs, and other homeownership assistance referenced on this site are operated by independent federal, state, county, municipal, and nonprofit agencies. Program availability, eligibility requirements, income and purchase-price limits, funding levels, interest rates, and program terms may change or be suspended at any time without notice. Consumers should verify current requirements, funding status, and eligibility directly with the administering agency and a Texas-licensed lender before relying on any information shown here.

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Mailing address: BluebonnetBuyer Home Savings, LLC, 1910 Pacific Ave, Suite 2000-1688, Dallas, TX 75201.

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