Dallas–Fort Worth · Texas
Fort Worth first-time home buyer programs,stacked and explained.
Fort Worth buyers often miss the city's HAP because they hear about state programs first. The two are designed to stack — start with HAP, then layer TSAHC or TDHCA, then claim MCC at tax time.
- Median price
- ~$320,000 (illustrative)
- AMI cap (HAP)
- ≤ 80%
- Top DPA
- Up to $25,000
- Tax credit
- Up to $2,000/yr
The Fort Worth stack
Programs most Fort Worth buyers never hear about.
Fort Worth's Homebuyer Assistance Program (HAP) plus Tarrant County and state-level help create a strong stack for first-time buyers under income limits.
- 1Fort Worth Homebuyer Assistance Program (HAP) — up to $25,000 deferred-payment loan for qualifying buyers in Fort Worth city limits.
- 2Tarrant County HOME Program — county-level DPA outside Fort Worth city limits.
- 3TSAHC Home Sweet Texas Home Loan — statewide DPA.
- 4TDHCA My First Texas Home — first-time buyer mortgage with DPA.
- 5MCC — up to $2,000/yr federal tax credit.
Most Fort Worth buyers stack at least three of these. Take the eligibility quiz to see which apply to your situation.
Where buyers ask about
Common Fort Worth neighborhoods for first-time buyers
These neighborhoods come up most often from Fort Worth buyers using our calculators. Inclusion here is informational only and not a recommendation — eligibility for any program depends on the specific address and current funding.
Near Southside Fairmount Riverside Stop Six Como Polytechnic Heights
Run the numbers
Free calculators for Fort Worth buyers
Other Texas cities