Texas Buyer Tool
Down Payment Savings Goal
Set a target, drop in what you’ve saved, and we’ll project how long it takes — including interest earned along the way.
Your inputs
Time to goal
3.7 years
Target date: May 2030
Down payment goal
$35,000
Still needed
$30,000
You'll contribute
$26,779
Out of pocket
Interest earned
$3,221
At 4.5% APY
Save smaller: Texas first-time buyers can pair as little as 3% down with TDHCA / TSAHC down payment assistance grants worth $7,500–$25,000. Many partner-matched buyers reach the closing table years sooner.
Assumes monthly compounding and consistent contributions. Tax-advantaged accounts (Roth IRA, Texas First-Time Homebuyer Savings Account where applicable) may change after-tax returns.
Your next step
Turn this into a plan
Step 1 · 30 seconds
See which programs you may qualify for
Four questions surface the federal, Texas state, county, and city programs that fit your situation. No credit pull, no email required.
Take the eligibility quizStep 2 · Free download
Get the 31-page Texas Buyer Playbook
Every stackable program, the concession caps by loan type, lender questions, and the closing-day checklist — in one PDF.
Download the playbookStep 3 · When you’re ready
Get introduced to a licensed local professional
Tell us your county and we’ll introduce you to a TREC-licensed real estate professional who works that market.
Request an introduction