Texas Buyer Tool
Down Payment Savings Goal
Set a target, drop in what you've saved, and we'll project how long it takes — including interest earned along the way.
Your inputs
Time to goal
3.7 years
Target date: February 2030
Down payment goal
$35,000
Still needed
$30,000
You'll contribute
$26,779
Out of pocket
Interest earned
$3,221
At 4.5% APY
Save smaller: Texas first-time buyers can pair as little as 3% down with TDHCA / TSAHC down payment assistance grants worth $7,500–$25,000. Many partner-matched buyers reach the closing table years sooner.
Assumes monthly compounding and consistent contributions. Tax-advantaged accounts (Roth IRA, Texas First-Time Homebuyer Savings Account where applicable) may change after-tax returns.