Texas Buyer Tool
Texas Closing Cost Estimator
County-specific buyer closing cost ranges using Texas promulgated title rates and typical lender fees.
Your inputs
Estimated closing costs
$9,981
~2.85% of price
Lender fees
$4,795
Third-party
$3,600
Prepaids / escrow
$1,586
Line-item breakdown
- Origination (1%)$3,150
- Appraisal$600
- Credit report$50
- Underwriting$995
- Title insurance (TX rate)$1,925
- Settlement / escrow fee$450
- Recording$175
- Survey$525
- Inspection$525
- Prepaid taxes + insurance escrow$1,586
Texas title insurance follows promulgated rates set by the Texas Department of Insurance and varies by price band. Lender fees, surveys, and inspections vary by provider. In many Texas markets, seller-paid closing cost concessions of 2–6% are negotiable.