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County-specific buyer closing cost ranges using Texas promulgated title rates and typical lender fees.
Your inputs
Estimated closing costs
$9,981
~2.85% of price
Lender fees
$4,795
Third-party
$3,600
Prepaids / escrow
$1,586
Line-item breakdown
Origination (1%)$3,150
Appraisal$600
Credit report$50
Underwriting$995
Title insurance (TX rate)$1,925
Settlement / escrow fee$450
Recording$175
Survey$525
Inspection$525
Prepaid taxes + insurance escrow$1,586
Texas title insurance follows promulgated rates set by the Texas Department of Insurance and varies by price band. Lender fees, surveys, and inspections vary by provider. In many Texas markets, seller-paid closing cost concessions of 2–6% are negotiable.
